These Terms & Conditions govern your access to and use of the 98jl platform, including all games, financial transactions, bonuses, and support services. By creating an account or using any 98jl service, you agree to be bound by these terms. Please read them carefully before playing.
A quick reference to the six most important areas of the 98jl Terms & Conditions. Full details are in the legal text below.
All 98jl players must be at least 21 years old and a legal resident of the Philippines. Account registration is subject to identity verification at any time.
All transactions at 98jl are in Philippine Peso via approved channels including GCash, PayMaya, BPI, BDO, Metrobank, and UnionBank. KYC verification may be required for withdrawals.
All 98jl bonuses are subject to wagering requirements and validity periods. Abuse of promotional offers may result in bonus cancellation and account review.
Fraud, collusion, use of automated tools, and multi-account registrations are strictly prohibited at 98jl and will result in immediate account suspension and forfeiture of funds.
98jl provides deposit limits, self-exclusion, and session controls. Players showing signs of problem gambling may have restrictions applied to their accounts under 98jl's responsible gaming policy.
98jl collects and processes personal data in accordance with its Privacy Policy and Philippine data protection regulations. Player data is never sold to third parties.
These Terms and Conditions ("Terms") constitute a legally binding agreement between you ("Player," "User," "you") and 98jl ("98jl," "the Platform," "we," "us," "our") governing your access to and use of all services, games, promotions, and features available through the 98jl website and any associated mobile interface at 98jl.one.
By accessing the 98jl website, creating an account, making a deposit, or participating in any game or promotional offer, you confirm that you have read, understood, and agree to be fully bound by these Terms, the 98jl Privacy Policy, and any additional rules, guidelines, or policies published on the 98jl platform from time to time.
If you do not agree with any part of these Terms, you must immediately cease using the 98jl platform and close your account. Continued use of 98jl following any published amendment to these Terms constitutes your acceptance of the revised Terms.
Important: These Terms are written in English and shall be interpreted according to their English-language meaning. Where any translation is made available for convenience, the English version shall prevail in the event of any inconsistency.
To register an account and use the 98jl platform, you must satisfy all of the following eligibility requirements at the time of registration and on a continuing basis throughout your use of the platform:
Age Restriction: 98jl does not permit minors to register or play under any circumstances. Any account found to be held by a person under the age of 21 will be immediately suspended, all winnings forfeited, and the deposited funds returned to the funding source after verification. If you suspect a minor is using the 98jl platform, contact our support team immediately.
Each eligible individual may register only one (1) account on the 98jl platform. The creation of multiple accounts by the same individual, whether under the same or different personal details, is strictly prohibited and constitutes grounds for immediate account termination and forfeiture of all associated balances.
During registration, you are required to provide accurate, complete, and current information including your full legal name, date of birth, valid Philippine contact number, and a functional email address. You agree to maintain and promptly update this information to ensure it remains accurate at all times.
98jl implements a Know Your Customer (KYC) verification process. You may be required to submit government-issued identification documents, proof of address, and/or proof of payment method ownership at any stage of your account lifecycle — including at registration, before processing a withdrawal, or as part of an ongoing compliance review. Failure to provide requested documentation within the specified timeframe may result in account suspension.
You are solely responsible for maintaining the confidentiality of your login credentials. You must not share your username or password with any third party. 98jl will not be held liable for any losses arising from unauthorized access to your account resulting from your failure to keep your credentials secure.
If you suspect unauthorized access to your 98jl account, you must notify our support team immediately via live chat or email.
All deposits made to your 98jl account are denominated in Philippine Peso (₱). 98jl currently accepts deposits via the following approved payment channels: GCash, PayMaya, BPI, BDO, Metrobank, UnionBank, USDT, and Bitcoin. Minimum and maximum deposit limits are displayed in the deposit section of your account dashboard and may vary by payment method.
Deposits are credited to your 98jl wallet once confirmed by the relevant payment provider. GCash and PayMaya deposits are typically reflected immediately. Bank transfer deposits may take additional processing time depending on the originating bank.
You warrant that all funds deposited into your 98jl account are from legitimate sources and that you are the authorized owner or holder of the payment method used. Deposits made using payment methods registered to third parties are not permitted.
98jl does not charge a platform fee on standard deposits. However, your payment provider may apply its own transaction fees, which are outside 98jl's control.
Note: Deposits made to your 98jl account are for the purpose of gaming activities on the platform. If you wish to recover deposited funds without playing, you may submit a withdrawal request subject to the Withdrawal Terms in Section 5 and applicable KYC verification requirements.
Players may request a withdrawal of their available account balance at any time, subject to the following conditions:
98jl aims to process all withdrawal requests promptly. GCash and PayMaya withdrawals are typically completed within 30 minutes during normal operating hours. Bank transfer withdrawals are generally processed within a few business hours. Processing times may be extended during peak periods, system maintenance windows, or where additional verification is required.
98jl reserves the right to conduct additional security checks on withdrawal requests, including requests for supporting documentation. Withdrawal requests that fail compliance checks may be declined and the relevant funds held pending investigation.
Anti-Money Laundering: 98jl is committed to compliance with applicable Philippine anti-money laundering regulations. Large or unusual withdrawal patterns may trigger enhanced due diligence procedures. 98jl may be required to report suspicious transaction activity to the relevant Philippine authorities in accordance with applicable law.
98jl offers various bonuses and promotional offers from time to time, including welcome bonuses, deposit match bonuses, cashback offers, free spins, and VIP tier rewards. All promotions are subject to specific terms which are published alongside each offer.
The following general conditions apply to all 98jl bonuses unless explicitly stated otherwise in the specific promotion terms:
98jl reserves the right to withdraw, amend, or cancel any promotion at its discretion. Where a bonus is cancelled due to suspected abuse or breach of these Terms, any associated winnings generated from that bonus may also be forfeited.
All games available on the 98jl platform operate according to their published rules, which are accessible within each game interface. Players are responsible for familiarizing themselves with the applicable rules before placing bets.
98jl's slot games use independently certified random number generators (RNGs) to determine game outcomes. The return-to-player (RTP) percentage for each slot title is disclosed within the game information panel. Live dealer games at 98jl use physical game equipment — real cards, dice, and roulette wheels — operated by trained dealers under studio conditions.
In the event of a technical failure, disconnection, or system error during a game round, 98jl will attempt to resolve the affected round in accordance with the game's rules. Incomplete rounds resulting from technical errors will either be completed at the earliest opportunity or the relevant stake returned to the player's account. 98jl's decision in resolving disputed game outcomes is final.
Players who believe a game outcome was incorrect must raise the matter with 98jl support within 30 days of the relevant game session. Claims raised outside this period will not be considered.
The following conduct is strictly prohibited on the 98jl platform and may result in immediate account suspension, forfeiture of account balance, and where applicable, referral to the relevant Philippine authorities:
98jl reserves the right to suspend, restrict, or permanently close any player account at its sole discretion, with or without prior notice, where:
Where an account is closed by 98jl for cause — including breach of these Terms — any remaining balance may be forfeited depending on the nature of the breach. Where an account is closed without cause or by the player's own request, the available balance (excluding any bonus funds subject to unmet wagering requirements) will be returned to the player's verified payment method after applicable verification checks.
Players who wish to close their own account may do so by contacting 98jl customer support via live chat or email. Accounts subject to ongoing investigations may not be immediately closed until the investigation is concluded.
98jl is committed to promoting responsible gaming and providing a safe environment for all players. Gaming on 98jl should be an enjoyable form of entertainment — not a source of financial stress or personal harm.
The following responsible gaming tools are available to all 98jl account holders and can be activated through your account dashboard at any time:
If you or someone you know is experiencing difficulty with gambling, the 98jl Responsible Gaming page provides additional information and links to professional support resources available in the Philippines. 98jl takes problem gambling seriously and will cooperate fully with legitimate intervention requests from family members, guardians, or mental health professionals where legally permissible.
Remember: All players at 98jl must be 21 years of age or older. If you need help managing your gaming, visit the Responsible Gaming section in your account dashboard or contact our 24/7 support team.
All content available on the 98jl platform — including but not limited to software, game interfaces, graphics, logos, trademarks, text, images, audio, video, and the overall design and layout of the platform — is the property of 98jl or its licensed content providers and is protected by applicable Philippine and international intellectual property laws.
Your use of the 98jl platform does not grant you any ownership right or license to any intellectual property of 98jl or its licensors beyond the limited right to use the platform for personal, non-commercial gaming purposes in accordance with these Terms.
You must not reproduce, distribute, modify, create derivative works of, publicly display, or otherwise exploit any 98jl content without the prior written consent of 98jl.
To the fullest extent permitted by applicable Philippine law, 98jl shall not be liable for any indirect, incidental, special, consequential, or punitive damages arising out of or related to your use of or inability to use the 98jl platform, including but not limited to:
Nothing in these Terms shall limit 98jl's liability for death or personal injury caused by its negligence, fraud, or fraudulent misrepresentation, or any other liability that cannot be excluded or limited under Philippine law.
98jl collects, uses, stores, and processes personal data in accordance with its Privacy Policy, which is published separately on the 98jl platform and is incorporated into these Terms by reference. By agreeing to these Terms, you also consent to the data processing activities described in the 98jl Privacy Policy.
98jl complies with applicable Philippine data protection legislation. Your personal data will not be sold to third parties. Data may be shared with licensed payment processors, identity verification providers, and regulatory authorities only where required for the legitimate operation of the 98jl platform or as required by law.
You have the right to access, correct, and request the deletion of your personal data held by 98jl, subject to any overriding legal obligations that require 98jl to retain certain records. Data access and deletion requests may be submitted to 98jl's support team.
98jl reserves the right to amend, update, or replace these Terms at any time. Where material changes are made, 98jl will endeavor to notify registered players via email or an in-platform notification at least seven (7) days before the changes take effect, except where a shorter notice period is required by applicable law or regulatory obligation.
The most current version of these Terms is always available at 98jl.one/terms-conditions. The "Last Reviewed" date at the top of this document reflects the date of the most recent revision. Continued use of the 98jl platform after the effective date of any revision constitutes your acceptance of the updated Terms.
If you do not accept any amended Terms, you must immediately stop using the 98jl platform and contact support to arrange account closure and the return of your available balance.
These Terms and any dispute or claim arising out of or in connection with them or their subject matter or formation (including non-contractual disputes or claims) shall be governed by and construed in accordance with the laws of the Republic of the Philippines.
In the event of a dispute between you and 98jl, you are encouraged to contact the 98jl customer support team in the first instance. 98jl will make reasonable efforts to resolve any dispute informally and in good faith within a reasonable timeframe.
Where a dispute cannot be resolved through informal channels, both parties agree to submit to the exclusive jurisdiction of the competent courts of the Philippines.
Players who believe their dispute relates to a regulatory matter may also have the right to raise their concern with PAGCOR, the Philippine government body responsible for overseeing online gaming operators within the Philippine gaming regulatory framework.
If you have any questions about these Terms & Conditions, need clarification on any provision, or wish to raise a formal complaint, please contact 98jl using the following:
When submitting a formal complaint, please include your registered account username, a clear description of the issue, and any relevant transaction IDs or dates to help the 98jl support team resolve your matter efficiently.
98jl — Responsible Gaming Commitment: 98jl is committed to operating a fair, transparent, and responsible gaming platform for Filipino players. These Terms are designed to protect both players and the integrity of the 98jl platform. Players are encouraged to visit the Responsible Gaming and FAQ sections of the 98jl website for additional guidance.
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21+ only. Gambling can be addictive — play within your means. 98jl is operated within the Philippine gaming regulatory framework.